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Duncan Read

Duncan Peter Read

Thursday, October 19th, 2023
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Duncan's Tribute Fund


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Duncan's Tribute Fund

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Terms and Conditions


PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).

These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.

Eligibility: Users under 18 years of age are not eligible to use the Services without consent. Users between the ages of 13 and 17, can use the Services with the consent and supervision of a parent or legal guardian who is at least 18 years of age; provided, however, that such parent or legal guardian agrees to be bound by these Terms and Conditions, and agrees to be responsible for such use of the Services. Company reserves the right to refuse use of the Services to anyone and to reject, cancel, interrupt, remove or suspend any Campaign, Donation, or the Services at any time for any reason without liability.

Definitions: In these Terms and Conditions "Campaign Organizers" means those raising funds, and "Campaigns" as their fundraising campaigns. Additionally, "Donors" means those contributing funds, and "Donations" as the funds they contribute. Campaign Organizers, Donors and other visitors to the Services are referred to collectively as "Users". The term "Campaign Organizers" shall also be deemed to include any individual(s) designated as a beneficiary of Campaigns.

Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.

Charitable Giving: Campaigns are not charities to which you can make tax-deductible charitable contributions. Any Donation you make through the Platform may be processed by an unaffiliated business partner for which a processing fee (in addition to our FrontRunner Professional Fee) is deducted. You understand, acknowledge and agree that Company is not a charity, and Company does not solicit charitable donations for itself or for any third-party charitable institution. Company is merely acting as a payment facilitator for any Donations.

Administrative Platform Only: The Services are an administrative platform only. The Company is merely acting as a payment facilitator for any Donations between Campaign Organizers and Donors, and is not a party to any agreement between Campaign Organizers and Donors. Company is not a broker, agent, financial institution, creditor or insurer for any user. Company has no control over the conduct of, or any information provided by Campaign Organizers, and Company hereby disclaims all liability in this regard. We expressly disclaim any liability or responsibility for the success or outcome of any Campaign. Donors must in their sole discretion make the final determination of making Donations to any Campaigns. Donors are solely responsible for asking questions and investigating Campaign Organizers and Campaigns to the extent they feel is necessary before making a Contribution. All Donations are made voluntarily and at the sole discretion and risk of Donors. Company does not guarantee that Donations will be used as promised. Company does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, or legality of any Campaign. Donors are solely responsible for determining how to treat their Donations for tax purposes.

No Verification of Campaign Information: We do not verify the information that Campaign Organizers supply, and do not guarantee that the Donations will be used in accordance with any fundraising purpose prescribed by Campaign Organizers. We disclaim and assume no responsibility to verify whether the Donations are used in accordance with any applicable laws.

Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).

Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.

Payment of Donations: In order to contribute to a Campaign, Donors will be required to provide Company information regarding its credit card (i.e., VISA, MasterCard, Discover or American Express) or other payment method. Donors represent and warrant to Company that such information is true and that Donors are authorized to use the credit card or payment method. Donors agree that a certain minimum Donation amount may apply, and that all Donation payments are final and cannot be refunded. Donors agree to promptly update account information with any changes that may occur and to pay the Donation amount that you specify. Donors hereby authorize Company to bill Donors' credit cards and payment methods in advance on a periodic basis until Donors terminate periodic payments through the Platform.

Fees: Company does not charge Campaign Organizers any upfront fees for Campaigns. Company retains a portion of each Donation contributed to Campaigns in the amount of four percent (4%) ("FrontRunner Professional Fee"). A portion of the Donation is payable to our third party payment processors ("Processing Fee"). Donors acknowledge that by contributing Donations to Campaigns, Donors are agreeing to any and all applicable terms and conditions set forth by a third party payment processor, in addition to these Terms and Conditions. The portion of each Donation payable to and retained by our third party payment processors are:

        • US Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

        • CA Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.

Indemnification: You agree to release, indemnify and hold Company and its affiliates and their owners, officers, employees, directors and agents harmless from any from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, causes of action, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any Donation or Campaign, your violation of these Terms and Conditions or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR". To the extent you are a resident of another jurisdiction, you waive any comparable statute or doctrine

DISCLAIMER OF REPRESENTATIONS AND WARRANTIES: YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPANY AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. COMPANY AND ITS AFFILIATES MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, THE REMITTANCE OF ANY DONATION OR PORTION THEREOF TO THE BENEFICIARY OF ANY CAMPAIGNS, OR THE QUALITY OF ANY SERVICES.

LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER COMPANY NOR ITS AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES, THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, BUT IN NO EVENT MORE THAN ONE HUNDRED DOLLARS ($100).

EXCLUSIONS: SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.

DISPUTE RESOLUTION - ARBITRATION (READ CAREFULLY): You agree to arbitrate all disputes and claims between you and Company (including our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns). Notwithstanding the foregoing, either party may bring an individual action in small claims court. Notice of Dispute ("Notice"). The Notice to Company should be sent to 2501 Parmenter Street, Suite 300A, Middleton, WI 53562, Attn: President, with a copy by email to support@tributepayments.com ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute, and (ii) set forth the specific relief sought ("Demand"). If Company and you do not reach an agreement to resolve the claim within sixty (60) days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Company is entitled.

The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

Introduction

BOOKOFMEMORIES.COM, including mobile applications and related services (collectively the “Site”) is fully owned and operated by FrontRunner Professional, (the “Company,” “we,” “us,” “our”). Company takes your privacy seriously. We feel it is important that you fully understand the terms and conditions under which we use the information we gather from you through the use of our Site. Please read this Privacy Policy ("Policy") carefully to understand how we will use and protect your Personal Information. We will not share your Personal Information with anyone except as described in this Policy. Changes to this Policy will be announced on our Site, so please check back periodically. This Policy forms part of the Company’s TERMS AND CONDITIONS and is incorporated by reference to those Terms and Conditions.

This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.

Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at support@frontrunner360.com.

1. Scope

This Policy covers the Site in part and as a whole. However, it does not apply to entities that Company does not own or control, including without limitation, Campaign, advertisers or developers of content. Company may include third-party links on the Site. These third-party sites are governed by their own privacy policies and NOT this Policy. Company therefore has no responsibility or liability for the content and activities of these third-party sites. Please check the privacy policy of any third-party site you interact with on or off the Site.

2. General Policy Provisions

  1. Definitions

    “Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.

    "Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.

    "Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop

    “Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

  2. Notice

    Company shall inform you of the purposes for which it collects and uses Personal Information and the types of non-agent third parties to which Company discloses or may disclose that information. Company shall provide you with the choice and means for limiting the use and disclosure of your Personal Information. Notice will be provided in clear and conspicuous language when you are first asked to provide Personal Information to Company, or as soon as practicable thereafter. In any event, you will receive notice before Company uses or discloses the information for a purpose other than that for which it was originally collected.

  3. Choice

    Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.

  4. Security

    Company shall take reasonable steps to protect Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. No company is immune from Internet attacks or data breaches. Company cannot guarantee the security of information on or transmitted via the Internet.

  5. Data Integrity

    Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.

  6. How to Access Your Information

    Company offers you choices for the collection, use and sharing of Personal Information. You may notify Company of your preferences, or change any Personal Information, by emailing support@frontrunner360.com. Please be sure to provide complete account information so Company can identify you in its records.

    You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.

3.Reasons the Company Collects Personal Information

Company collects your Personal Information because it helps deliver a superior online experience, gives you convenient access to the Site for browsing, and allows key features of the Site to function properly. In order to better provide you with this superior level of customer service, our Site collects two types of information (referred to in this policy as "Personal Information") about our visitors: Personally Identifiable Information and Non-Personally Identifiable Information. In addition, your Personal Information helps Company keep you informed about the latest announcements, special offers, and events that you might like to hear about.

4. Information Company Collects About You

Any time a guest or member (collectively “Users”) accesses the Site they receive a “cookie” from Company. Company uses cookies (small pieces of data stored for an extended period of time on a computer, mobile phone, or other device) to make the Site easier to use and to protect both you and Company. These cookies give Company certain Non-Personally Identifiable Information about your use of the Site. You may remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the Site. Company may also use pixels, widgets and other tools to gather such Non-Personally Identifiable Information to improve the experience of the website or mobile application.

Company may contract with third-party service providers to assist it in better understanding its Site Users. These service providers are not permitted to use the Non-Personally Identifiable Information collected on Company’s behalf except to help it conduct and improve its business.

When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.

Company keeps track of some of the actions you take on the Site such as member profiles and pages you view. Even if you do not provide certain information, Company may obtain it from you profile or the pages of its Site that you visit. Company may retain the details of connections or transactions you make on the Site.

5. Information You Provide to Company

To become a User, Company shall collect certain Personally Identifiable Information, which you are required to provide. Information that is not required shall be deemed voluntary and you may provide such information, although not mandatory.

While using the Site, you may provide text, files, images, photos, videos, location data, or any other materials (collectively “Content”) to Company by uploading, posting, or publishing the Content on the Site. Frequently, Content you place on the Site will contain a picture of your face. Company may retain the details of connections or transactions you make on the Site.

Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.

Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.

6. How Company Uses Your Personal Information

Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.

Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.

Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.

Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.

Company may use the information collected to prevent potential illegal activities. Company may also use a variety of methods to detect and address anomalous activity and screen content to prevent abuse.

Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.

7. How Company Shares Your Information

Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:

  1. If Site allows you to invite a friend to join the Site or become a User, and you choose to do so, the invitation will contain information that will allow your friend to identify you. The invitation may contain information about other Users your friend might know.

  2. Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.

  3. Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.

  4. There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.

  5. Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.

  6. Company may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if it has a good faith belief that the law requires such a response. This may include requests from jurisdictions outside of the United States if Company has a good faith belief that the response is required by law under the local laws in that jurisdiction, is applicable to users from that jurisdiction, and is consistent with generally accepted international standards.

  7. Company may disclose analyzed data in the form of purchasing trends or statistical data. No Personally Identifiable Information will be attached to this disclosure.

8. Business or Asset Transfer or Sale

Company may be sold, sell or buy businesses or assets of businesses, or merge with another business. In such transactions, Personal Information generally is one of the transferred business assets. Also, in the event that Company, a line of business of Company, or substantially all the assets of Company are transferred, Personal Information may well be one of the transferred assets. Company will make a reasonable effort to provide notice on the Site, and to notify you via e-mail to the most recent e-mail address that you have provided of any such change in ownership or control of your personal information.

9. Miscellaneous

  1. Privacy of Children

    YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.

    Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.

  2. Agreement with Policy and Continued Use of Site

    Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.

Obituary

Please share your favorite memory of Duncan to be included in a special keepsake book for the family.
Duncan Peter Read
Duncan had a very full and productive life. He was a great story teller of family and historical facts. He
loved the Montreal Canadiens, The Saskatchewan Roughriders, the Blue Jays. He was a member of the
Liberal Party starting in high school until he became a Justice of the Peace and had to be apolitical. Both
of his parents were high school teachers in Kitchener-Waterloo. His mother Gretta Ross Read taught
French and German and his father Frederick Read was a guidance counsellor at Eastwood Collegiate. He,
his sister and brother listened to them talk about education at their kitchen table and this experience
prompted his becoming a trustee with the DDSB when his children went to public school in Ajax. His
interest in law came from his mother who wanted to be a lawyer but became a teacher instead and a
grandfather with whom he listened to Perry Mason on the radio. He developed a strong interest in
history and politics after childhood family visits to his mother’s friends, the Janes on their Watford,
Ontario farm north of London, (one of the four brothers, an Ontario MPP), hearing political discussions
at their table.

He was born April 10, 1947 at Kitchener. He attended Courtland Ave PS Kitchener; Elizabeth Ziegler PS
Waterloo; Eastwood Collegiate Kitchener; U. of Waterloo 1970 BA Honours History, 1971 MA History;
Faculty of Education University of Toronto B Ed Type A History 1972; Faculty of Law LLB U. of Windsor
1977; Degree of Barrister of Law, Law Society of Upper Canada 1979, called to the Bar of Ontario 1979.
Duncan had polio as a child before the vaccine was developed, wore a leg brace until his affected leg got
stronger, had to return to a brace in mid life and use mobility aids later. He had a persevering nature,
loved reading and education.

People he said he admired: Colin Johnson, Anglican Bishop of Toronto; Rick Smale, Eastwood H.S.
teacher and football coach; Everet Storms, Grade 8 Wilson Ave P.S. teacher and principal; Professor John
Walker Whiteside, U. of Windsor; Lester Pearson.

Work experience: Student of Accounts Clarkson & Gordon, Toronto 1972-1974. Articled with Bondy
Kerwin & Associates, Windsor, Ont. 1972-75. Legal editor CCH Canadian, Toronto 1979-1981. Director of
Industry Relations, Federation of Automobile Dealers of Canada 1980-1990. Executive Director the
Advocates’ Society 1990-93. Counsel the office of Dan McTeague MP 1993-95. Executive Director of
CAPIC, Canadian Association of Photographers and Illustrators in Communication 1995-99. Law Office of
Duncan P Read 1999-2003. Chair CPP Disability Tribunal Oshawa 2003-5. Member ODSP Tribunal 2005-6.
Executive director Social Development council Ajax-Pickering. Deputy Judge Ontario Small Claims Court.
Justice of the Peace Ontario Court of Justice Oshawa 2003-2015. Per diem JP 2015-17.
Elected Office: Trustee Durham Board of Education 1985-88, 88-91, 91-94, vice-chair 1994.
Other: President Ont. March of Dimes 1999-2001, board member MOD 1999-2003, chair post-polio and
stroke recovery committee. He was on the Rouge Valley Hospital Board of Directors 2002-6; was a
stewardship chair Church of the Holy Trinity, Ajax; was on the Durham Region Economic Development
Advisory Committee; was a director of Community Justice Alternatives Ajax-Pickering; director Ontario
Public School Boards Association & the Association of Large School Boards of Ontario; member Ontario
Municipal Conflict of Interest Legislative Review Committee chaired by Professor John Whiteside, U. of
Windsor 1994-95 Also a staff member Royal commission of Inquiry Algoma University. He was a member
of the Law Society of Upper Canada; member Osgoode Society; member Durham Region Law
Association; president of Occ#7 Ontario County Corporation Oshawa 2013-21.

He attended Highland Road United Church, Kitchener with brother Tom, sister Joan, mother Gretta near
their home; and St. Margaret in the Pines Anglican Church, Scarborough and Church of the Holy Trinity,
Ajax with his own family, and St. George’s Memorial Anglican Church, Oshawa for a brief time with his
wife.

His brother Tom, parents Gretta and Fred are deceased. Grieving his passing are his sister Joan,
Kitchener, wife Barbara Anne of Oshawa, son Hugh, his wife Heather and their daughters Hannah, Haley
and Helen of East Toronto; daughter Heather, her husband Peter and their daughters Zoe and Violet of
Scarborough; brothers & sisters in law and their children. He was the grampa who sent his grand girls
Chirp, Chickadee and Owl magazines, laughed at their jokes & encouraged them in their schooling and
summer activities. He was the dad who took his family on summer trips to historical sites in Canada and
the USA and cheered on his son’s Ajax Spartan baseball games, daughter in tow in the summertime. In
his retirement, he watched TVO, PBS, CNN, CBC, TSN, wrote letters to politicians and emails to his
friends and read prodigiously.

Visitation will be held on Friday, November 3, 2023 from 5-7 p.m. at Armstrong Funeral Home (124 King St. E., Oshawa). A Memorial Service will take place on Saturday, November 4, 2023 at 1 p.m. in the Chapel.

If desired, memorial donations may be made to the Ontario March of Dimes. Online condolences may be shared at www.armstrongfh.ca
Read Less

Service Details

  • Visitation

    Friday, November 3rd, 2023 | 5:00pm - 7:00pm
    When
    Friday, November 3rd, 2023 5:00pm - 7:00pm
    Location
    Armstrong Funeral Home
    Address
    124 King Street East
    Oshawa, Ontario L1H 1B6
    Get Directions: View Map | Text | Email
  • Service

    Saturday, November 4th, 2023 | 1:00pm
    When
    Saturday, November 4th, 2023 1:00pm
    Location
    Armstrong Funeral Home
    Address
    124 King Street East
    Oshawa, Ontario L1H 1B6
    Get Directions: View Map | Text | Email
    Officiant
    Rev. Canon Richard Miller
  • Online Memory & Photo Sharing Event

    Ongoing
    Online Event

    About this event
    profile

    In Loving Memory Of

    Duncan Read

    April 10, 1947 - October 19, 2023

    Look inside to read what others have shared

    Family and friends are coming together online to create a special keepsake. Every memory left on the online obituary will be automatically included in this book.

Donations

Donations are being accepted for: MARCH OF DIMES CANADA.

Condolences

We encourage you to share your most beloved memories of Duncan here, so that the family and other loved ones can always see it. You can upload cherished photographs, or share your favorite stories, and can even comment on those shared by others.

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Private Condolence
HF

Heidi Fewster

Posted at 05:34pm
So many memories of Uncle Duncan, the judge. At Aunt Patty's wedding, I recall a particularly well-delivered speech in which Uncle Peter was welcomed to the "the brotherhood of the sisterhood". I recall his affinity for Trivial Pursuit, and him having a particularly impressive knowledge of hockey statistics and facts. His oratory manner never failed to captured me. I recall a delightful lecture at my mom 's 50th birthday party, where upon discovering that we were not intending to give Haesel (our eldest, at that time in the womb) any middle names, he demonstrated his mastery in the art of rhetoric, resulting in us changing our minds. I also recall being corrected about the name of my undergrad degree, which I had failed to notice until he pointed it out. He had a way of making me see the significance of certain institutional traditions that had somehow remained invisible to me until he drew them to my attention.
Uncle Duncan, you will be missed. May light perpetual shine upon you and may you find rest and peace in the light of the Lord, where true justice reigns.
 
BR

Barbara Anne Read Posted at 09:58am

Thanks Heidi for your memories of Uncle Duncan. I think back to the time on your parents' back porch you in the hammock your dad cautioning you on your date of the time (your husband now) asking many questions as only a loving Dad would do and you being circumspect in your answers. Uncle Duncan smiling, your mom and I listening quietly.Time has brought many changes. Blessings to you and your family. Love, Aunt Anne
JM

Julie Maxwell

Posted at 02:44pm
I was shocked today to hear of His Worship's passing . He was one of my favourite Justice of the Peace's to work with in my time as a courtroom clerk. I loved his quick wit, especially sitting listening to him and His Worship Ryan "sparring" back and forth. He surely will be missed by all who knew him. Julie Maxwell
 
BR

Barbara Anne Read Posted at 05:28pm

Thanks to you for your words. They give comfort to our family. Anne Read
JK

Jillian King

Posted at 02:21pm
I had the pleasure of working with His Worship from 2007 to 2013 when I was a courtroom clerk. I’m so sorry to hear of his passing and didn’t know about the visitation, but would like to extend my condolences to the Read family on behalf of myself and also my husband Lance who was a court officer in His Worship’s courtrooms. Rest in Peace Your Worship.
 
BR

Barbara Anne Read Posted at 05:25pm

Our thanks to you for your words on his memory page. Anne Read
JW

Jackie Wall

Posted at 10:28pm
Duncan P. Read was my brother-in-law - one of the Brotherhood of the Sisterhood - in fact, the first of the Brotherhood of the Sisterhood.  We go back a long way!  I was 10 when I first met Duncan.  He was this young upstart that had captured my eldest sister’s heart and I seem to recall many engaging conversations between our Dad who was a Conservative and the young suitor of his daughter - a liberal.  Lively conversations were a regular occurrence back in the day when it was ok if you didn't agree with eachother - you could still dialogue.  Those were good days.

One of the defining memories I have of Duncan is when he gave me his father’s 3/4 size violin.  I remember my parents, Anne and Duncan and myself in the living room of our home at 37 Roland Avenue and with great solemnity, Duncan sharing the story of his Dad loving the violin, but following the war could no longer play because of his hearing being damaged.  He had become tone deaf, something that must've grieved him deeply.  His family had kept that violin all those years, and after discussing it, decided to present me with this special gift, which helped to start me on my way as a violinist.  I remember a sense of wonder that I was being presented with this great treasure that had been loved by Duncan's father. Duncan also gave me some of his Dad’s music, one book of which has always remained one of my favourites - Let Us Have Music For the Violin. It has my juvenile markings and notes in it, and although we had to sell that sweet sounding 3/4 sized violin to acquire a full sized violin for me, I have always hung on to that lovely book of songs that inspired me and gave me such pleasure.  I have never forgotten that generous gift from the Read Family infused with love and the desire to pass on something of great importance from their Father.  Who knows how many lives that beautiful violin has touched.

I remember that Duncan participated in co-authoring a history book.  I don't even remember the title, but I was so proud of my brother in law's contribution.  He was blessed with a fine intellect, retained a wealth of knowledge and had a superior memory which he drew upon in his story telling in conversation.

There many family gatherings as our families grew. Paul and I had occasion to share a cottage with Anne and Duncan and their kids for summer vacation - one time at Sand Lake when Heidi was just a little baby and I remember one near Ottawa.  Duncan, always keen to impress upon youth the importance of our history, took our kids to the Parliament buildings in Ottawa.  For some reason, I didn't go on that excursion, but I really appreciated him seeing to the education of his nephews and niece and imagine that it gave him great pleasure to share that experience with his children and ours.

When I went into real estate, I would on occasion call his worship, Duncan P. Read for advice on the odd legal matter.  We would discuss the various scenarios at length and although he couldn't always advise me, especially once retired, he would shed light on the matter at hand.  He would be my go to for sensitive matters that I couldn't discuss with others and I so appreciated those conversations.

We also discussed Estate matters as I am co-executor for the Estate of our Grandfather.  Amongst a plethora of challenges, it was always good to be able to chat with him about what was going on and to gain insight into the whole process.

I'd have to say that my most recent visits with Duncan and Anne have been some of my fondest.  I have enjoyed several overnight visits sorting clothes together, deciding which books to give away and going over various items for donation. What a wonderful time we had looking at each book (most of which had a story). Duncan would share each book’s unique history, how he acquired it and why that book was important to him.  Being a restless sort, I had wanted to quickly get the job done, but Duncan felt it important to mull over each book or item and think about it’s meaning to him and share that with me. Then we would share pizza or something delicious Anne had made, do the crossword or watch tv into the late evening hours before retiring. Such a wonderful time we had!

One time, we went out to a medical appointment and then went through the drive-through of a HARVEY’S and sat in a parking lot under a tree enjoying our lunch and he shared all kinds of stories of his kids from that particular location.

Wherever he was, and whatever he was doing, Duncan had a desire to impart something to the young - to send them on their way so to speak.  He and his family did that for me with that precious violin, he was doing it with his children, with his grandchildren, my children. - always trying to fill our minds with the context behind things and the wonder of possibility, in effect, passing the baton.  I will really miss him.
 
BR

Barbara Anne Read Posted at 05:23pm

Thanks Jackie. You saw him at the beginning of my knowing him and near his end, taught me a lot about marriage, indeed taught the Anglican Church of Canada marriage preparation course I recall at U of Toronto Scarborough Campus in the early 1970's as he had recently graduated in law. He always said he could teach, and give judgements through stories. He is in the hands of God. Love, Anne
JI

Jeanne Inamuco

Posted at 02:34pm
I called him Unc Dunc. For some reason we both found that hilarious and would giggle and giggle every time I said it. Having lost all my biological uncles at a young age, I would often tell him how happy I was to have him as an uncle and insisted that he was my favourite uncle. I, too, was awed by his intelligence, stymied by his memory of obscure facts and details, delighted by his wit and entranced by his charm, but it’s his humanity and kindness that I treasure the most. When he heard that my marriage to his nephew had ended, he made a point of calling to check if I was okay and to assure me that he was quite happy to remain my Unc Dunc and would not be relinquishing his role as my favourite uncle. It’s a kindness I will never forget. Life intervened and, to my regret, we lost touch for a while. We reconnected at Granny Creighton’s funeral and had a very long chat. When I apologized for the lack of contact, he reassured me that he understood and knew how much I cared for him. Then we had a deep and raw conversation about the challenges of living with disability, his and mine, and the necessary but regrettable and frustrating compromises that come with it. I am so deeply grateful for that conversation, for his understanding, for his honest sharing of his lived reality but I still regret that I did not keep in closer contact. I feel blessed to have shared this earthly journey, however briefly, with this beautiful human, and rejoice that he has now been freed from the challenges and limitations of this earthly plane. Rest in peace and joy, Unc Dunc, you are forever my favourite uncle.
 
BR

Barbara Anne Read Posted at 09:35pm

Thank you Jeanne. I will "telegraph' this to him as I know he would liked to have more conversations with you. Love you always. Aunt Anne
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